House for sale, a house for sale!

We've had 7 or 8 people through our house, no buyers yet. The housing market is so dismal around here that buyers think, and therefore actually do, have no time line. Because NO ONE is buying! Our realtor (Ed) stopped by yesterday to discuss whether or not we need to drop the price to get more activity. He said he just can't be sure, in his 30 some years he has never seen such a market. He said that his clients that are looking are really arrogant picky. He said he's been very busy running around showing houses but that he has yet to close on a house this season. They are all looking for the "perfect" house at the cheapest price and feel in no rush. Which I guess since it seems all buyers don't seem to be in a rush, they don't need to be in a rush, yet. I blame the media. ;-)
So, I guess we're going to keep the price till it sells. We're not over priced by any means, and would accept any reasonable offer. Ed also thinks that staying at this price is fine, since there's been no mention by the people through that the price was out of whack. They have had the weirdest critiques though! For instance, we live in an older neighborhood, mature trees, parks, great school down the street, and the location is awesome. The houses were built in the 1950s and the majority are ramblers that have one car garages and galley style kitchens. One person through said they were considering our house but they didn't like the kitchen or the garage, but they love the neighborhood! Uh? Have ya looked around here? They ALL have one car garages and galley kitchens! The weirdest was, the woman loved the upstairs, the layout, and the use of space (?) but she thought the basement was too dark. Wha?! It's a BASEMENT!?(and all the walls are painted white!) That is so strange. Maybe we need a Plexiglas ceiling in the basement to let some light in?
I just don't understand the mentality. When we were looking both for this house and our first house we wanted unfinished stuff, so we could do it ourselves and build instant equity by doing even small things. And honestly I think that wanting a perfect house with nothing to do to it in this market is a little foolish, back when we bought our homes you got instant equity without lifting a finger because the market kept going up so much. Now the market is stagnant and in order to get equity you need to do work for it. So seems to me you'd be better off with a house that needs some cosmetics, than one that's "perfect".

All I can say right now is that (if this is a karmic thing) to anyone who has ever wished bad upon me, or who I've pissed off, okay okay. Uncle. And sure I'll take it, I'll deal with it. But man, this has been rough. In some weird way this may end up being the best thing to ever happen to us, because it's stripped us to the core. Things have a way of revealing themselves and resolving huge issues. I have never been this far down, and hope I never will be again, but it has given me what I needed, a new perspective. I know there are many things I will never do again, and many others I will do differently. Especially how I relate to money!!!

My new addiction is myspace, yeah I'm a little late on the bandwagon, but I'm not on it for the social aspects, I have accepted my social ineptitude. I loooooooove listening to music on there, there are so many unsigned amazing bands and some really weird stuff too. Love it.

optimistically pessimistic

Hi there, Hope all has been well in blog land.
Things are going here. How well depends on the hour, the day and the mail. I haven't written much lately because I've been hoping that I could be more upbeat, and silver lining about all of this. I am trying. And I am usually perpetually optimistic. The past 2 years, but especially the last year has been a huge test for my optimism. So the latest development, and I'm sorry but it's not the silver lining I was hoping for, is that our city has implemented a new ordinance to comply with watershed issues, it was enacted on Jan 1st I believe and it requires all homes that are being sold to undergo a point of sale sewer inspection. We're now looking at a bill for between 6 to 10 thousand dollars to replace our entire line out to the street. I had been under the impression that this was to be a typical inspection like those in other communities looking to eliminate sewer run off and therefore eliminate the surcharges they are given by the treatment facility. In other cities it's as simple as making sure no one has illegal sump pump or drain tile hookups, in our city they are being IMHO very anal. They have hit us with a no compliance for tree roots and an old pipe that connects to NOTHING. But even if they aren't being anal and this needs to be done, the city has absolutely nothing in place to help those of us who are unable to pay. My mom wants to sell her home too, eventually, because they've raised the taxes so much and she's been disabled for the past 14 years so she cannot afford the costs of living in her nearly paid off home! What will she do!? She can't afford to take out a loan, and no one would approve her! She's not selling for profit, she'd be selling because she HAS to! Like us, we're selling because we HAVE to, we have no 401k left to borrow from (a suggestion by a council member), we can't afford to live here so we're not going to take out a home equity loan, so what then?
Ugh. Rich people. We live in a pretty well off city, but it's a city with a variety of homes and variety of people, that's why we liked it. But the council has acted as though everyone has the same income as they do and they see absolutely no problem with expecting us to foot the entire 10 grand. Oooooh, reading the minutes of the city council's meetings is infuriating! Plus, they could have signed up for a program through the Mpls council that would have reimbursed them for work done, $5,000 per private lateral line, and they could have passed that $ on to the homeowner to offset costs. But either they didn't- leaving us in the lurch, or they did- and are pocketing the rebate. They also tore up our yard and streets last year to replace them and the main sewers all the while knowing that this was coming, and they didn't even warn us! At the very least they could have voted to figure it into a home owner's street assessment(which I believe they are now thinking of doing for the last remaining few streets left). They knew this was happening for over 2 years!
Anyhow, we are most likely going to have to go to a city council meeting and speak. It's so utterly ridiculous I have no words. Except to call the council members pompous asses! Which I won't to their faces, but will gladly do under my breath.
Money, I HATE money. All of this, my life is revolving around money. It's enough to make me go be a hermit and eat tree bark.

Ahhhh at least I still have remnants of my sarcastic sense of humor.

Bittersweet Progress

Hi,
This weekend we had A~ head over to Nana's for a few hours for 2 days and managed to accomplish a lot. We now have an official office! A~ has stated several times that he doesn't care for it. I'm thinking it's because it was his bedroom and because it's not a playroom, but an office, so therefore must remain largely toy free. Bummer. ;-)
A~ is full of all sorts of adult like comments these days. Like telling daddy that he's had enough candy, which is phrased very loudly and in the middle of the candy isle at SuperTarget: "K~ that's enough now, you have just too too much candy all of the days!" (K~ has a sweet tooth) he also says "speaking of..." or "actually..." which cracks me up every time.
A~ has taken to playing big brother, which is his game he made up this weekend where I am his baby sister and he tucks me in "bed" on the couch he'll tell me sweetly that he is going to bed too but if I need him I can yell for him. So I yell or whine and say I'm scared, he then gives me a toy to hold to protect me, then he'll go back to his bed on the loveseat. If I'm too quiet and don't yell he checks on me anyway, then says "now you're mommy, mommy you need to yell more, okay now your my baby sister". He goes and lays down. I whine, yell, drop toy on the floor, he picks it up tucks me in then says sweetly, "now baby, I'm tired too, I'm trying to sleep, go to sleep." Ahhhh... wonder where he's heard that before? No, not me!
The office looks very nice. We used old paint we had from other rooms and mixed up a nice warm beige color. We bought some white paint for the trim. Off topic: white paint, why is it that the 2 times I've purchased white paint I have received a sarcastic comment from the paint guy? If you look at those paint chips there's about a thousand different colors of white, I picked whipped white, which had one drop of red and one drop of yellow in it. And the guy says "well there might be a little color to it, ha ha-ha ha" his tone was as if to say "really lady you're making me mix paint for this??" Yes I know, there's a little bit of color in it that's WHY I chose it! (and hey paint guy, have you looked in your paint department? If you have a problem with mixing white paint, you're in for a treat!) Thank god the office is done, now I have moved on to organizing and putting things away in big Rubbermaid containers.
The first items I packed away were all of the things we had purchased and received for Laurna. I nearly ended up in a puddle as I labeled the box. But I tried to keep thinking of this as temporary. It just feels so permanent. I keep wondering am I not thinking of something? Is there away we could continue even without K~'s job? Maybe I should ask more questions, but I'm not sure what questions I should be asking!
We finally have health insurance again! That is a huge load off my mind. And just in time for A~'s 5 yr check up. Boy was it difficult to get it though. We have MNcare, and they seem to take their sweet time no one even knew where the paperwork was for a month, then they asked for records twice. It's a good thing we started the process one month after he lost his job, it's been in process for 3 months! But we have it, and I can breath a little better and I'm soooo getting new glasses! (and a family teeth cleaning)

I'm going to try to find some before pictures of the house so I can post before and after pics.

Things that make me happy today:
Paint; I love how a coat of paint can change a room, and even your mood.
Health Insurance; getting it is hard, keeping it is necessary, COBRA is awful, and not having to worry is 'priceless'. ;-)